I have no idea if this has been discussed, but hubby sells with no refunds. A guy bought an item and changed his mind. He threatened to file a claim. Buyer was rude, difficult and swore he would not send hubby's item back unless hubby paid shipping. Instead of hitting Refund, Hubby went to Purchase and sent the guy his money with the item in the description. That way, the buyer had to send hubby the item and got hit with Paypal fees to boot. And if difficult buyer didn't send the item, then hubby could file a claim against him. Has anyone else thought of this? Done this? It sounds genius to me.