I charge my CC for almost everything I buy but I always pay my invoice in full. I never want to be in debt. I like using my CC for security and accumulating points - can't say the same about plain old cash. I'm quite OCD about my CC purchases so I keep a spreadsheet with a running total of how much I've charged to it.
How many of us go into debt for LV or other brands?
- Thread starter emms2381
- Start date
+1This type of thread comes up every couple months...
Everyone sit back and wait for the fireworks!!
No I feel bad enough sometimes about the cost of my bags (I have a very small collection as it is) if I was in debt over it I wouldn't enjoy them at all.
It's bound to happen dear.
Any thread that asks about 'financial situations', 'something or other about fakes' and 'if LV is too common', tends to get heated. I honestly can't remember the rest of the threads that go wonky after page 3, at least yours made it to page 4!!
Hmmm lol ok, thanks hun.
aye well I got my answers now...
case closed, I aint sticking around for abuse lol
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You are fine and I think you are great to open this thread so everyone has a place to discuss the issues, I love to read how others save for their LVs, how to avoid debt, self control when you see something you really love, how do you balance the material and reality, I believe some members out there do benefit this type of thread.Hmmm lol ok, thanks hun.
aye well I got my answers now...
case closed, I aint sticking around for abuse lol
Aww thank you so much for your kind words
its nice to get some really positive input- thanks to all the posters who contributed some great posts
Once upon a time, I thought nothing of spending over £1000 on a "treat" on my credit card, but I've become wiser with age, and as I'm in the process of renovating our new home, I now have other priorities.
Cash only for me, and the more I wait / save up for something, the more I respect it.
I should've listened to my mother years ago!!!!!
Cash only for me, and the more I wait / save up for something, the more I respect it.
I should've listened to my mother years ago!!!!!
I don't think I'm that crazy over LV. I am however a complete nut when it comes to electronics. TV's, sound systems, Apple, smart home, security monitoring etc. I'm always upgrading something. Sometimes I hope & pray something breaks down so I can go out & get latest new thing.
I charge everything that can be charged for the points! I can use those points for more LV, muhahaha. I buy 2 bags a year and maybe 1 SLG and pay it off when the bill comes.
This type of thread comes up every couple months...
Everyone sit back and wait for the fireworks!!
Love your avatar!!!
I've sailed pretty close to the wind when it comes to budgeting and spending for luxury purchases. Generally, I always have a buffer but overspending really eats into my savings plan. Sometimes it's hard to resist buying when you know there's an impending price increase (we had 3 in Oz last year) or when something so hot pops up on the preloved market that you just cannot say no!
If I charge a Lv I pay it off within the month just to earn points but I would never go into debt over a purse . I'm in my 40s and debt free , I own my house and both vehicles so I can afford to buy a few nice things a year for myself.
My dad taught me when buying luxury goods or items that aren't a necessity, if you don't have it in the bank then you shouldn't buy it. All my LV's have been purchased with cash or my debit card.
I do this too. my DH listens to me talk about my bags and says 'just put it on ebay if your'e not happy'. Somethimes its not as easy as that, coz I keep giving them a go. But it does takea while to work out what bags work for you and those that don't. Since purchasing my Noe bb, I realise I hate crossbody bags and bags with long straps. They just don't work for me. I prefer bags that sit under my shoulder, preferable with a single strap. But I can't bring myself to part with my Noe yet.
