Lately I have only been buying bags etc if I have the cash, telling myself no charging!! I was browsing the LV board this am. and I am dying to know how a 21 yr old can afford like 30-40 LVs...looking at their collections. I could never in a million years afford that, and my hubby and I do quite well. I guess I am just envious?? Just baffled, at 21 I could never afford things like that. So you all have a Coach account, or bag fund? I started a bag fund and figure by the time the new stuff hits the store I will have enough for a bag. Thanks.