I'm new at posting here, but have been lurking for quite a while. I was just wondering this little tidbit because it seems as though most of the people on the H thread are not independently wealthy. Would you ever buy an Hermes bag (high end like a Birkin or Kelly) on your credit card? I mean, not putting it on your CC and paying it off at the end of the month, but letting it ride out for a few months before you pay it off? Has anyone ever done this just because they REALLY want that bag? And if you have, why?