Help with suggestions please, around $250

How about a passport holder? It could also double as a wallet (especially if paired with a cles to hold coins), a small notebook/agenda cover, or, if you drive, an envelope to hold your insurance or registration (I never leave mine in my car - if it was ever stolen I wouldn't want the thieves to know where I live, plus I can readily pass on info such as the VIN number to police).
 
One vote for the Empreinte Key Pouch! Yes, it's above your current budget, but you can find a preloved for around 350-400. It fits sooo much, around 20 something cards, so you can put credit cards, rewards cards, keys, cash, and coins all in the same place!