Help me decide on a cardholder

[Yaszmeen]

Hi folks! Please help me decide which of these 2 seems more versatile and to be used as a card holder too?

TIA!

 

[faintlymacabre]

I really loved the layout of the Valentino when I checked it out in person. My only concern was that those studs would wreck the interiors of my leather-lined bags or other items within my bags, but if you are going to use it solo, it's a great option.