Yeah. I've even had instances wherein the buyer charged back with their cc company. Thankfully, I had seller protection on.I can see why a seller doesn't want to do G&S because it opens them up to scammers as well; it's not a black-and-white thing that "no G&S = scam." That said, don't buy anything from anyone you don't 100% trust and this case, you're nervous so just don't go for it!