Hello Everyone! I am looking to purchase a home in the near future. It seems like most of the homes(about 90% of the for sale listings) in my area are either short sales or foreclosures. I am nervous about the process, repercussions and don't even know what to offer off of the asking prices with these homes. Yes, I am working with a realtor. But was wondering if anyone could share their experiences and advice if they have gone through this process.