I vote for non-frame bags as well. I love my MP and dying for a Elise and Blake. I think the only frame bag I would get is the Stam of course. I think the non-frame is better for everyday use and more causal.
Another vote for the non-frame (soft calf) bags. They are the first ones I grab for everyday use. In general I tend to use the frame bags more for nights out and special occasions.
Interesting to see the responses! I think the frame bags look so gorgeous and I always thought I was the only one that found them a little fussy for everyday use. They are harder to get used to. But of course they are so beautiful that I buy them anyway