I almost always just have 1 FOB on my bag, if that! I love the look of the scarves BUT I'm not a girl that call pull off a BOW, so I use my scarves in my Scunci headband, and ONLY buy the ponytail ones.
I too am a hangtag addict, so I generally add either a hangtag that matches the hardware OR one that compliments the color of the bag. I do use 2 FOB's when I do my initials, but they are both HOT PINK on one side they match anyway!!!
I also only USE about 3 or 4 of the FOB's I own, but for some reason I still crave and stalk them.
3 FOB's I'll NEVER be without...
~leather Skull & X Bones
~leather tattoo picture frame FOB
~legacy stripe PEACE sign