^^^^^Yup! This is my same exact LV buying mentality.I new to LV myself, but would never go into debt over a bag. Save your money. When you have enough it will feel great to go in and purchase your speedy. For me, half the fun is in the anticipation of a future purchase.
I think it's great that you have classy taste for someone so young . (Though I'm relieved that I didn't know anything about LV until after I graduated college...ha ha ha). I have a bag fund that I regularly put into regardless of whether there's something I want to buy. It fattens up when there'se nothing you want and the money is there when you're ready. If you're a hardcore bag-lover like me, you could consider doing that, too.