Hi ladies, I've been trying to lose the same 5kg for the last 6 years, but I hate, hate, HATE exercise with a passion. I'm horrible with team sport (no coordination, can't throw or catch to save my life (trust me, I've been smacked in the head with various implements enough times to instinctively learn to duck, rather than catch), no sport-competitive bone in my body, etc). Add to that, I'm very good at making up excuses why not to exercise, - it's too cold, it's too hot, I've got the sniffles, it's too windy, my knees feel funny, I'm too tired.... the list goes on. DH has been trying his darnest, - trying to get me to join a gym or get a personal fitness instructor. Hehehe.. but did I say I have a million excuses? Anyway, (sorry for the novel), I was reading the Oprah mag last night, and there was an article about a lady who detests exercise as much as I do, and she interviewed various research psychiatrists to try and look into ways of re-programming herself. The answer was to find the right reward. After some negotiation, and yes, I still refuse to join a gym, DH and I have agreed that I will have to exercise for my new LVs this year. $20 to walk the dog for at least 30 minutes. Sam is going to love this, he has been getting chubby and lazy due to the lack of exercise. And $10 for each pilates session I do (I had purchased 3 pilates DVD, but never got around to using them...). I've drawn up an Excel spreadsheet to calculate the total, with my wishlist of bags for this year. I will attempt to exercise 5 times a week. I have three bags on my list this year, and I want to exercise my way to all of them! DH says I'm not allowed to 'supplement' the pot with present money, - they will have to be earned outright. Darn!! Wish me luck, ladies. Hopefully, I will finally lose the 5kg this year!