a mono zippy wallet...and am thrilled beyond my dreams! I had planned on using the sm agenda as a wallet after researching threads, but there was just no way. I had such a high/low feeling when I opened the agenda and cles box...such beautiful pieces, but knew it wouldn't work...so disappointment too. I planned on keeping the cles as it's great & functional, but really needed (yeah, right! )a wallet. I looked at the pti, pochette and zippy. But this zippy...ahhh...it's perfect! It holds SO much, but for an anal gal like myself, it's all very organized and thought out. I love that it zips up and it's larger than I thought on the outside...but so streamlined and 'thin'. It doesn't have a typical 'wallet' look to it if I want to use it as a clutch. So...I know this is not a 'bag' or a new valentine item to share...but I'm so thrilled with it...I needed to post!