I don't want to make the same mistake twice! Several years ago, IMO - I made a silly purchase that took me a year to pay for! I bought a MC Courtney with the studs. It is extremely heavy and I purchased it on the SAKS MPA - 12 months no interest. I know it cost over $2,000 because that is the minumum to finance on that card. I should have went with a classic Vuitton. Now I'm saving $200 a month by purchasing store gift cards for free-standing boutiques. They cannot be used in the Vuittons in Saks or other department stores. I will have at least $1200 by October. Was going to get the Delightful PM (already own Delightful GM). But yearning for blue mono canvas kusama speedy or neverful. Would that be a mistake again?