Eep! Dumpster divers with my credit card offers...

IntlSet

IntlSet

Bonjour!
Jan 29, 2006
12,369
63
#1
Uh-oh.

I admit to being deeply stupid by not tearing up my credit card offers. However, my roommates and I let them accumulate and so we had about a billion, we just dumped them.

Well, just now I saw a bunch of guys going through our trash and taking out whole bags... they put them on a wagon attached to their bikes.

So now they have a ton of my credit card offers, and my roommates'... am I in big trouble? :Push:
 
#5
Aren't there places on the internet that you can check your credit report and it would show if you had any extra credit cards you did not know about.
I know there is a way to pull it up. The last car I bought, they had my credit history and I saw old cards from Spiegel, etc that I no longer had. Luckily I paid the bills on time.
 
#6
^^^^
That's true. I'm just extra-paranoid there's some way around that -- which, apparently there is. I heard on Oprah that if you hassle the credit card providers, they'll let you get away without using your social security number.
 
#7
I always shread every piece of mail that could have some important information on it. Bank statements, bank advertisements, credit card offers, not-important school papers, etc. I won't take that chance!
 
#8
Yeah, good idea to rip up and shred from now on for peace of mind. I have fun doing this by hand as I don't have a shredder...call it a cheap form of stress relief when I get home from work! :lol:

I would hope there are checkpoints out there to make sure the responder to those offers is legit due to dumpster diving and all sorts of identity theft out there.
 
#10
thats disgusting! one day i went to pay for my school with my moms credit card and it got declined because someone was charging her card in mexico on the same day!! LOL. so i almost got booted from UNI, while some @#%@ was buying frickin tequila and getting away with it, under my mom's name! lol.. but it all got sorted out.. phewf
 
#11
I think you should sign up for the credit report that has a program that alerts you if there's any new credit line being opening up. I think they can freeze it everytime until you call and give them the okay for it. I think the offer it at any of the three company (transunion, etc.) that you sign up with. Hope nobody oversees is racking up credit card bills under your name.:sad:
 
#12
I really need to be more careful. I don't shred my CC offers like I should. I get so many of them that I just tear them in half and toss them. I need to order my credit report for review anyway.
 
#14
I've been a victim of ID theft twice.

You are in BIG trouble.

Call your credit card companies TODAY and tell them what happened. Ask for new account numbers.

Buy a subscription to one of those credit report agencies. Get one that will let you put a lock on people checking your credit report without your specific authorization.

Today!
 
#15
:wtf: That is really scary. I always shred my mail. My husband thinks I am nuts but it is really important!

I would definitely stay on top of your credit report!

Sorry this happened to you...
 
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