Hi all, sorry I didn't update you all about my final decision - and action - I returned it...I returned it coz yes, i would rather use that $$ towards another bag, only b/c I am so broke and there are so many other things on my wishlist that compare to those other items, this ring is not really a must-have, gotta-have for me. And I think for a gal at a younger age, this ring would look cute.