You would need to speak to whichever company you choose to insure with as they all have different cover. Mine is covered for theft, loss and accidental damage.
Again you would need to ascertain what your insurer requires as proof of purchase, thing is they need to know the bag is legitimate I would imagine because they wouldn't want to inusre a fake bag and then someone claims a few months later. With the Rolexes they don't need the receipt because you have the serial number with the papers that come in the box so if you claimed you would just give them the serial number. They would then give this to Rolex so that if the watch was ever returned for service at a later date and was registered as having been lost or stolen it will be retained.
I was having a chat the other day with one of the SAs at my store. He asked me about insurance, etc and I told them since we are just renting right now and don't own we have renters insurance, etc.
he said regardless....rent or own...he recommends that I take a picture of each bag and make a copy of the receipt or just use the receipt...and attach the pics to the receipt...and put them in a safe place at a safety deposit or something like that.
I thought it was a good idea so I am doing it!
just wanted to pass this along. I told him I always thought that if something happened Hermes could pull up a receipt and have it. he said its not that easy and to def be prepared.
so FYI. I thought I would pass this along.