I'm reading this thread again as it's been a while and I've completely changed my mind on the Rimowa. I now own one, too.
If anyone is interested in the personal clutch, I suggest trying it on in store. It changed my mind! I fell in love. And it fits more than it looks. I didn't like the wallet compartments inside initially (they take up space, too!). But it really makes the inside super-luxurious and very Dior with the Oblique lining in the pockets. All my daily essentials (phone, keys, and sunglasses) were able to fit inside the bag along with all my wallet contents.
I actually want a second one, in black, which I know I shouldn't but I have a look that would go perfectly with the black. Plus I shouldn't get two of the same bag, and I still worry about it showing scratches. I really love how it looks, though.