Help. I've been looking for a convertable cross body for every day use. I'm a stay at home mom but don't wear sweats or tennis shoes. Most days it is loafers, dark jeans and a cardigan. Anyway...I had my eye on an Eliott Lucca in red for $158. I found the same bag on the ba,y NWT in gray for $54. That's a huge difference. I like gray and it would go with my cloths. Would you compromise on color for $100?