Hi all, I'm in charge of gifts to referrals for my husband's business. We have different levels of gift giving - from $100 to $500.00. In the past, we have given I-Pods w/Bose Dock Stations; Waterford Crystal Vases, Harry & David Gift Baskets/Fruit of the Month, etc., Wine of the Month Clubs. This year I want to give Kiva.org gift certificates. I explained my rationale for this - (1) everyone would be able to chose who they want to loan money too; (2) everyone would be reminded of my husband's business when they receive the e-mail updates on the repayment of these micro-loans (from a marketing point of view); (3) people would appreciate something different this year and I think this is very different; (4) the gift receivers would have the option of taking the cash OUT once the initial loan is paid, or they could choose to re-loan the money (which I hope they do). I have been loaning money on Kiva since LouiseyPeasey told me about the organization. It is really cool. You can go online, and you get to view the businesses located around the world, and you kind of get to "meet" the loan recipients. My husband is really reluctant to do this. He believes the referrals would rather have some "tangible." I think this is tangible!!! I know all of you have a wide range of backgrounds, and I'd love to hear what you think. Please help! Even if you agree with my husband, I would love to hear that too!