I often read comments from NYT articles, and you wouldn't believe how many people say riots throughout the U.S. caused extremely little, if any, damage. They refuse to admit rioters and looters are a problem and see them as victims or peaceful protestors instead with just a couple of bad apples here and there. Tell that to the tens of thousands of small business owners who've lost everything to riots, and looters being characterized as "not a problem" or "victims". Tell that to the merchants on Michigan Ave and Oak Street. One rioter on a bullhorn said rioting is totally justified because it allows the looters "to buy a loaf of bread that day" so they don't starve and the businesses have insurance anyway. Serious.
..............so if somebody has a life insurance policy on themselves, can they be justifiably mugged and murdered because, heck, dang it, THEY GOT LIFE INSURANCE that goes to their family and their mugger/murderer can buy a loaf of bread that day. I mean, let's be consistent. Doesn't everybody break windows and steal Hermes handbags SO THEY CAN BUY A LOAF OF BREAD? "Hi Grocery Store Clerk, I'm BUYING a loaf of bread (not stealing bread because stealing bread is beneath me) so I can eat today. Interested in any Birkins I got for free and am selling on eBay? I'm a victim!"