OK, so I'd like a LV epi alma. If I open a Saks card, I'd get 10% off, right? If I wait until they do the gift card thing, then I'd also get $150 in Saks gift card (which I'd use for a strap for my alma). I think sales tax in that area is around 8%. Would I be better off to do this all online or can you only get the 10% in store the day I open my charge? Can you think of anything else I might have missed?