Just wondering if anyone has had a problem with attaching a security tag and a buyer trying to return the bag. -can the buyer say that they received the bag without the security tag (even if you took pics of the bag with the tags)...can't they argue that the tag was removed by the seller before shipping to avoid any possible returns? -also, the return policy, is it binding with eBay and paypal, or is the buyer protected by paypal and their credit card company? I just sold a bag, listed my return policy and attached a security tag (and feel that I did what I could to protect myself from bait & switch). Just wondering if the return policy actually means anything... kind of like when we say "payment within 3 days" when they really have 7 days to pay. Thanks in advance!