I agree with this - I would say that your "personal policy" is not to loan out new/ expensive bags to anyone; family or friends period. It's like loaning money to a friend, a really bad idea.First of all, I don't understand why she would even ask if she can borrow your brand new bag. Let's have some common sense. Just let her know that it's new and you want to be careful ad take care of it. She should understand. Hopefully she won't be consistent w/ asking to borrow it.
Um...what made her think that was ok? Brand new!