I have a swift birkin and have experienced very light rubbing. I baby my bags, so it was quite a surprise to see this. Most people cannot see the rubbing, but being a person who is hyper careful with her bags, I was very disappointed by swift because of this. I do love the supple softness of the leather, but would probably stick to clutches. I do not own anything in tadelakt, but have box to compare. Box scratches really easily and is not good in the rain. My swift has no issue with water.