AnaVeronika said:Cash, always! This may be strange to someone but I do not own a credit or debit card
Yes..it's so true! Dont purchase something that we card afford. I saw many of my friends use their cc to buy this and this..especially lv n chanel purses from paris and sell them on their blog. For example they bought alma vernis gm for myr 6000++ from paris and sell to their malaysian buyers around myr 7000++ ( but the real price here is myr 8000++) . Its still cheaper but...What a huge profit! Lollll.. Thats one of the reason why they use credit card.cash: is always the best since you do not have to worry about paying interests rates or debating how much you have to pay monthly per billing cycle on credit card. Though you always have to remember things may come up if you use that cash! Example: car problems, food, rent, bills, etc etc.
Credit cards: its either a plus if you pay that bill off once you receive it and dont have to worry bout the interest rates! You can save your cash and pay more than the minimum!
Though it is up to you! Ive learned from here is that if you cant afford what you buy dont purchase it! Only purchase something you know you can pay off immediately and by that less than 3-6 months!Or pay more than the minimum!
I prefer debit card coz it's too scared bringing a huge amount of cash in my wallet. Lollll..I paid cash for my first LV item because I thought my husband would be upset at me paying $300 for a wallet (ZCP) - when he found out later he was upset but not at the cost, at the risk I was taking by carrying the cash around with me while I saved it up from my weekly allowance.
Normally I pay for everything (including my other LV) with a credit card (paid off monthly so we never pay interest) because we get cash back. This year we got over $700 back. Our new 'house rule' is anything over $20 goes on the card because of this, including groceries.
I have seen people combine payments (gift card, cash, credit card) in LV rather than pay for the whole thing with one payment method. I have also seen people pay cash for much more expensive items than I did and I always wonder if they are hiding the purchase from their parents/spouse.
Lolllll.. men never understand the value of luxury handbags like lv. Some of them will say: u only have 2 hands but why must buy so many handbags! Ahahahaha!I paid cash for my first LV item because I thought my husband would be upset at me paying $300 for a wallet (ZCP) - when he found out later he was upset but not at the cost, at the risk I was taking by carrying the cash around with me while I saved it up from my weekly allowance.
Normally I pay for everything (including my other LV) with a credit card (paid off monthly so we never pay interest) because we get cash back. This year we got over $700 back. Our new 'house rule' is anything over $20 goes on the card because of this, including groceries.
I have seen people combine payments (gift card, cash, credit card) in LV rather than pay for the whole thing with one payment method. I have also seen people pay cash for much more expensive items than I did and I always wonder if they are hiding the purchase from their parents/spouse.