She definately wants to pay by paypal so I emailed her saying id give paypal a ring to find out exactly what the risks were and how to go about it. I have proposed a 4 month payment plan with the first installment being paid as soon as she buys the bag. But thats only if we are both fully covered etc. Il give you all an update when iv spoken to paypal, will be interesting to hear what they say and we could use some information about this kinda thing!
Obviously the things that concern me are:
1. Getting my payment every month, how can i guarantee she will pay
2. Can she do a chargeback for multiple payments a few months down the line
3. Will possible said chargeback affect me, if yes, will i get my bag back
Overall if we were both fully protected id be happy to do a layaway as it is tough finding a lump sum up front (this is why interest free credit cards are a god send
)