how much are you risking? It's better to forfeit 50% of the salary in a career you tolerate than to forego an opportunity that can lead you to a career you love. Don't settle, do what is right for you.
I'm 26 and have been working for 8 years in my industry. Everybody said I was crazy to do an internship before I went to college but I wanted to figure out my career path before I went off to school.
ten years later the same ppl that called me crazy now call me asking for work advice. Also after the dotcom bust in late 2000 out of many of my peers I was one of the few that were still empoyed with a very generous salary.
My feeling is the younger you are and the less commitments you have (no DH, no kids, mortgage, etc) the more tolerance you have for risk.