Beige or Black WOC

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I'm interested in purchasing a Ferragamo Wallet on a Chain that I can use as a wallet and going-out clutch. I'm deciding between the black and the beige. I don't wear a lot of black, so I'm leaning toward the beige. But I'm wondering whether beige would be appropriate for the winter seasons and whether it would discolor next to jeans.

Any advice is welcome!
 
black. it will match anything and last longer. beige will show dirt, color transfer and wear much faster. it won't be as useful, but beige is defintely all-season, it's a nice neutral
 
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