My daughter turns four this Sunday and I was going to get her 1/3 ct SI1 Princess cut platinum set studs with screw backs. My mom and others have said it's "too much" because of her age, and perhaps setting a bad example in buying her expensive items. I also considered sapphire studs platinum set (her birthstone). She loves jewelry already, probably my fault! LOL DH doesn't seem to care one way or the other and he's buying all her other bday gifts. Opinions? TIA***Please do not assume that we are not saving for her future and education!***