Appraisal time!

[PorscheGirl]

Ladies, if it's been a while since you've had your jewelry, especially gold, appraised for insured replacement value, now's the time to do it! With the price of gold what it is, some things I've had for several years have doubled in value and could not be replaced for what they were insured.

 

[lanasyogamama]

I was just thinking about this the other day. It's such an easy thing to leave at the end of the list, but so, so important. Ugh!

 

[lovesparkles]

Sorry - off topic, but are you a Porsche girl? What model? What year?

 

[PorscheGirl]

Sorry - off topic, but are you a Porsche girl? What model? What year?

2009 black Carrera S Cabriolet

 

[Hermesaholic]

Actually this is not always good advice. Most appraisals are grossly inflated. All that does is make the purchaser or owner feel good but it raises the rates you pay too. You dont want your items grossly under-insured but it is easy to get to a point where you are paying more in insurance premiums than the difference in a lower value.

 

[lulilu]

I always say I am appraising for insurance purposes. I just added a bunch of stuff to mine and the increase was minimal.

 

[skyqueen]

Actually this is not always good advice. Most appraisals are grossly inflated. All that does is make the purchaser or owner feel good but it raises the rates you pay too. You dont want your items grossly under-insured but it is easy to get to a point where you are paying more in insurance premiums than the difference in a lower value.

Good point. I always insure for full value (what's on the appraisal) with a high (5K) deductable, and only on the expensive items.
I agree, most appraisals are high.

 

[lovesparkles]

2009 black Carrera S Cabriolet

1982 Red 911SC (sunroof).