Has anyone ever heard of https://www.microplace.com? It is owned by Ebay they actually seem to help those in need. The thing is that I wonder if it "really helps". The concept is for people to "invest" to help those n need all over the world get loans to start businesses. You get paid back principle & interest. Sounds like a good deed, but makes me wonder whats in it for Ebay...helping others? Sounds fishy...lol...j/k.