I ordered a speedy about two weeks ago, but found it defective (it had a scratch on the vachetta). I called elux and they said they would send a return label to me. I waited for a couple days, but since the label didn't turn up I sent back the speedy via UPS insured for $600. Today the label comes in the mail and says that contents are only insured for $100?! What would happen if I used this label and the item got lost in transit? Does this mean that FedEx would only be liable for $100? I know the additional amount in insurance would cause the shipping label to be more expensive to elux ($13 - the amount I paid to insure it) but isn't anyone nervous about returning items this way?