Just found this out for card holders of Gap, Old Navy, and Republic Banana
you only get the 20% discount at Old Navy, but can use a card from either of the 3 stores.
You're right! Gosh, I need to read better lol. Duh! Sorry about that folks. Only for Old Navy.
Code for the Old Navy 20% off sale -- STUFFSAVE
and you can use it with the free shipping codes if over $100:
Credit Card -- CODE
Old Navy -- JUST4YOU
Gap -- GCSHIP
Gap Silver -- SILVER
Banana Rep -- SHIPBR
Banana luxe -- LUXE