There was a thread a while back about insurance. I do insure my bags under my homeowners, but depending upon your coverage, anything over a certain price may be an addendum and cost you an additional premium (ie. like jewelry).
someone had made a comment, kind of a joke, about only their SA, DH, and insurance company knowing the cost of their Hermes. i was thinking and this just furthered that thought of the insurance. as my collection is growing. should one adjust their ins. and take pics...? are they going to think i am nuts...? do you get special coverage for bags like you do some jewelry? i thought i would ask you guys before so i know what to say to my ins. co.
I think even if you rent, you can discuss with your insurance company that your basic household insurance should be calculated high enough to cover the bags! I agree with keeping the receipts and taking pictures!
oh I did. my friend is my agent.
go with Statefarm...they don't have maximums like that.....that is why I left Travelers.
also Statefarm covers me in my dwelling and outside....100% unlike most renters.