There was a thread a while back about insurance. I do insure my bags under my homeowners, but depending upon your coverage, anything over a certain price may be an addendum and cost you an additional premium (ie. like jewelry).
Valuable Articles Insurance
- Thread starter aspenmartial
- Start date
I have started a file including pictures and copies of the receipts for every H item and to push paranoia to the extreme, I have a copy at the bank in the safe deposit box. I would check with your insurance what their policy is.
I was having a chat the other day with one of the SAs at my store. He asked me about insurance, etc and I told them since we are just renting right now and don't own we have renters insurance, etc.
he said regardless....rent or own...he recommends that I take a picture of each bag and make a copy of the receipt or just use the receipt...and attach the pics to the receipt...and put them in a safe place at a safety deposit or something like that.
I thought it was a good idea so I am doing it!
just wanted to pass this along. I told him I always thought that if something happened Hermes could pull up a receipt and have it. he said its not that easy and to def be prepared.
so FYI. I thought I would pass this along.
he said regardless....rent or own...he recommends that I take a picture of each bag and make a copy of the receipt or just use the receipt...and attach the pics to the receipt...and put them in a safe place at a safety deposit or something like that.
I thought it was a good idea so I am doing it!
just wanted to pass this along. I told him I always thought that if something happened Hermes could pull up a receipt and have it. he said its not that easy and to def be prepared.
so FYI. I thought I would pass this along.
Thank you, I was thinking of doing this too but I didn't really know how to do so. Thanks for sharing.
I rent as well, and there's only a certain amount that is covered for clothing, including accessories. Anything beyond that amount must be insured separately. I had to provide receipts for all my bags and shoes (along with certified estimates for my china) for the additional coverage. GGal, be sure to check your policy for the clothing maximum.
I think even if you rent, you can discuss with your insurance company that your basic household insurance should be calculated high enough to cover the bags! I agree with keeping the receipts and taking pictures!
oh I did. my friend is my agent.
go with Statefarm...they don't have maximums like that.....that is why I left Travelers.
also Statefarm covers me in my dwelling and outside....100% unlike most renters.
go with Statefarm...they don't have maximums like that.....that is why I left Travelers.
also Statefarm covers me in my dwelling and outside....100% unlike most renters.
yeah my friend's jaw dropped when I put the value....and I was like Hermes and Manolo. haha
^ I don't understand the limits because the more your insure, the more the companies can make money with a higher insurance premium.
