Hi, I sell a few things here and there, but I was wondering if I a buyer does a chargeback, and my paypal is 0 can paypal just go into my checking or credit card on file and take the money w/o asking??? Please help. That really freaks me out if thats true!
No, they can't. However, if there's a chargeback and you don't have any $ in your Paypal account, any future money paid into that account is taken to make up for the chargeback.
I'm still waiting to get money owed me from a year ago - doubt I'll ever see it.
I thought they could - I issued a refund last week and didn't have any funds in my paypal account and they took it from my checking account..maybe because it was a voluntary refund and not a chargeback?
ebay and paypal suck! I closed a paypal acct because I had lost my debit card. Then I reopened one and sold a purse and they froze my account and wanted all kinds of personal info and was acting like I was a criminal. I told them to refund the money to the buyer because I was not going to comply with their whims and they did not refund total amount they kept their fee. CROOKS they can set in limbo with this account because I will close my ebay account now and they can have it!!