Totally biased here but I would choose the clutch. I own the clutch and I have no problems using it as a daily bag as well. I prefer it over the woc. From past experiences, wocs that are made from one piece of leather folded tend to deform a little when thicker items such as a lipstick is in the bag. I prefer the side profile of the clutch more. I can fit my lip balm, shopping bag, card holder, and earphones. If I take out the shopping bag, I can fit my Samsung S9+. I don't usually keep my phone or keys in the clutch. I will say the WOC has more card slots and a better price. However, if you are looking for a clutch in a similar price range as the WOC, consider checking out the Lady Dior Clutch. That one has removable card slots and a zip pouch. Price is not far off from the WOC. Hope that helps!
thanks a lot! this was very helpfull