Hello
I recently had my engagement ring diamond reset and I'm having it appraised tomorrow for insurance purposes.
Compared to most of you, I don't have a lot of extremely valuable jewelry. However, I have three other pieces that I'm considering adding, specifically scheduled, to my insurance policy. They were all purchased over the last 10 to 15 years and cost approximately $1000 a piece. They are diamond studs, a diamond locket and a three stone diamond band.
Is it worth it to have them appraised and then put on my insurance policy? Are they worth enough? What do you have insured?
Any thoughts are welcome would be greatly appreciated.