If one considers the theory of skin tone and colors, people with yellow undertones (look at the inside of your wrist to determine one's base color) look best in warm colors. Gold accessories next to the fact (earrings, necklaces) will enhance your warm undertones. The same holds true for wardrobe, if you are warm toned, browns, oranges, tomato reds, periwinkle blue, etc. are going to make you look alive. Not to say you can't have silver hardware on your bag. It's not next to your face. I'm warm toned and love black, so I look dead most of the time. A scarf with some warm tones like cream, gold, etc. can fix this but I'm not that concerned. Hope this helps.