Originally Posted by Swanky Mama Of Three

not really though. My 11 year old uses my credit card from time to time. My BFF uses her DH's NM card since she doesn't have one and she's not on his account. It really shouldn't be about that anyhow. She's scorned. She is trying to get revenge on the wrong peeps.

I know this is off topic, but what store lets an 11yr old use a credit card. That is not even legal (in NYC it's not)

In all fairness, she looks 16. lol! Unfortunately.
But all of them. It's been a few times; like when we stand in line to pay and then on our way out she see's something else and I refuse to get back in line, so I make her
Or today at lunch, we all chose our food and sat. She forgot something and DH gave her his card to run back up and get it.
Never had a problem.

My dad got me my first card at 12 in case of emergency.

Technically and legally, the only person who is authorized to use the card is the accountholder. In defense of the woman, she did try to return the items back in 2010 and I would be curious to hear more of the story as there are always 2 sides.

ETA - If someone uses your card you are responsible for reporting it to the issuer and they must reverse the charges (after signing the proper docs (affidavits) . That said, this woman was bedridden and I wonder if he even gave the stuff to her and was buying to line the pockets of his girlfriend.


You can certainly have a card issued to someone else, but you are making them an authorized signor.

Im pretty sure most stores have limits on how much you can return (dollar ammount) within certain ammounts of time and im sure its a whole lot less than that lol.

Places may be letting you use your DH or whoever's credit card, but unless you are actually an authorized user listed on that account, those charges can be disputed. My husband has a MasterCard in his name and I called once to ask a question and they wouldn't even talk to me because I'm not listed on the account. That's why there is a signature strip on the back of cards. If the signature you sign isn't a match, they're not supposed to take the payment. The thing is, people give their spouse, kids, etc their card to use, the SA takes it and the cardholder never disputes it. But if they did, the store would have issues for having taken that payment.

Originally Posted by Swanky Mama Of Three

In all fairness, she looks 16. lol! Unfortunately. But all of them. It's been a few times; like when we stand in line to pay and then on our way out she see's something else and I refuse to get back in line, so I make her Or today at lunch, we all chose our food and sat. She forgot something and DH gave her his card to run back up and get it. Never had a problem. My dad got me my first card at 12 in case of emergency.

She legally can't sign for payment, and they shouldn't accept the payment technically.
What your dad got was himself as the account holder and responsible for payment, with you as an authorized user.

I don't think she should be able to return due to the affair, but if in fact it was her credit account, then Neiman shouldn't have taken the payments, because clearly the card was not in the husband's name, nor were the charge slips signed by the cardholder. I think she needs to sue to be able to return due to unauthorized use on her card, nothing to do with the affair.

From 3-5 years ago? No ma'am, not IMO. The account isn't reported to have been in arrears so that's a moot point.

Originally Posted by alliemia

I don't think she should be able to return due to the affair, but if in fact it was her credit account, then Neiman shouldn't have taken the payments, because clearly the card was not in the husband's name, nor were the charge slips signed by the cardholder. I think she needs to sue to be able to return due to unauthorized use on her card, nothing to do with the affair.

This and NM should never have allowed the charges to begin with and to be fair to the woman, she contested the purchases and tried to return in 2010. She was also bedridden due to an accident and I would like to hear the rest of the story.

Also, the account not being in arrears doesn't have anything to do with the case.

Imagine if they end up returning it. Once someone returns something you get the money taken out of your paycheck for the commission you got before.

According to the article, the husband has a totally different last name than the wife. So I don't see how he was able to use her credit card at all. Forged her name on the slips?
Someone has to be accountable for allowing unauthorized use on her card into the millions.

Whether or not the bill is paid means nothing. People don't have the right to use someone else's credit.

Do Neiman's personal shoppers keep account information on file? If they do, I imagine the husband wouldn't even need to use the wife's card, he'd just say "put it on her account." Especially if the SA was colluding with him.

If that's the case, then maybe the wife has some sort of case for fraud, but that would still be against the ex-husband and the mistress, not the store.

Originally Posted by Swanky Mama Of Three

I wish people would post the story too so we don't have to click away *sigh* Anyhoo. . . it's ridiculous to sue NM because they won't let you return gifts. She's projecting. It's literally hundreds of thousands of dollars in gifts. Get back at the cheating DH, not NM.

My thoughts exactly she's taking it out on the wrong people.

Originally Posted by mockinglee

Um, no, the real villain is the cheating ex-husband, and to a lesser extent, the SA mistress. It's not the store's job to mediate or meddle in your personal affairs (literally, in this case). If the purchase falls within the store's return policy, then there's no reason why they shouldn't take it back. If not, then there is no reason why they should bend the rules, and probably take a loss, just because the circumstances surrounding the purchase was unsavory. The article doesn't mention the wife protesting much when the husband presented her with all those gifts during those three years. If she didn't want them, she should have told him to return them when he gave them to her, not three years later. Also, even if the account was in the wife's name, I would be interested to know who was responsible for paying the bill, the wife or the husband?

My thoughts exactly!

Originally Posted by DC-Cutie

I've used my BF's card at NMs, no problem. I think the 1st time I used it and he wasn't there, they called to get his approval. From then on, I've never had a problem. I'm sure all the ladies that shop at NM, will be putting Favi on their "don't shop with her list" and keep a close eye on their husbands.

Right! lol!

Originally Posted by Sassys

I know this is off topic, but what store lets an 11yr old use a credit card. That is not even legal (in NYC it's not)