Hi ladies, I'm thinking of buying a place in Chicago (if I end up there) instead of renting (*wave to Selena*) so I'm starting to think about what my credit score might be... I just read on this on the PBS website: Even if you make your credit card payments on time, the credit card bank can raise your interest rate automatically if you're late on payments elsewhere -- such as on another credit card or on a phone, car, or house payment. I run a website for my dad and I pay for its monthly fee out of my credit card. The past two months my card had been declined because the first one expired, then the second one was cancelled after I lost my wallet. For some reason, even though I put in a new third account, it didn't charge that new card and my account was "suspended." Because I didn't pay this account, has my credit score dropped? And if so, what can I do about it? I wasn't even charged a late payment fee so I didn't get too worried but now I am... Thanks, ladies! I'm only 21 so I'm pretty new to this.