I have been dying for a black reporter for 2 years now ever since I saw it in Vogue. Now that it's on sale for 40% off at Hirschliefer's, I don't know if I can resist. Here's my problem: I'll just finish recovering from my massive debt that showed up after I was scammed on eBay. The thing that's going to help me fully recover from the debt is selling my white classic flap:cry: Anyways, I'm nervous about putting this bag on credit because I'm totally afraid of finance charges and interest! What should I do? I absolutely love this bag, help!!