OK, so I just won a Balenciaga bag and the seller listed that they will accept Paypal but didn't add the Paypal link ... they send me an email now with a link to a "merchant account" for me to pay by credit card ??? I emailed and said the listing said I could pay by Paypal and the response was do I HAVE to use Paypal as the they will have to wait for the money to be put in their checking account before they can ship ???? anyone ever type in your CC info on a supposedly secure "merchant account" ??? HELP!