My feelings on Momo Bella and Bubble Girl are the same as Maya's... can you exchange it in person at a Nordies? Or, you could carry it zipper side in, there are plenty of ladies on this forum who do that.
I really like the bubble blowing girl, but I don't like the peach either. I can't excahnge it as the Nordstroms in Florida don't carry Toki. I'm not sure what I'm going to do.
I totally agree with kkiimm, if you dont love it, dont keep it. Even many of us say its a keeper (including me!), but if you dont have the feeling for it, better return it and find another one with the placement you really love.