Taking your advice, I bought the Mahina XL in noir yesterday. I called Saks NYC last night and had it shipped to my sisters (so I saved the tax). I was totally excited because the SA saved me tax and shipping costs. After an hour of calling it in, I got a phone call from the SA that my card needed authorization-no problem because I barely use the card I was using so I called and released it. She gave me the all clear and I thought I was all good. About five to eight before the store closed I had another message from the SA that there was still a problem with authorization. I called my bank AGAIN. My mouth almost hit the floor. They had rung the bag at 31,000 not 3100. Even though I called them and said it was me making the purchase and it was good purchase the system bounced it out because it was still wrong. I never use this card for big purchases-we usually use AMEX or I like to buy my bags in cash. So the system wouldn't let it go through-thank God-thats my bag budget for the year!! So the bank reversed the entire transaction and now I have to call Saks this afternoon to re purchase the bag!! I normally trust ordering my bags over the phone, but after last night I just have to say be careful!! I am going to from now on wait on the phone and hear that it went through and what they are charging. If not I would have owned the WORLDS MOST EXPENSIVE MAHINA. Talk about paying up-that is 27,900 dollars over retail for bag I saw in 4 different stores last night!