So I'm finally ready to buy a zip clutch (I've been waiting about 2.5 years!). My birthday is coming up and I have my first high paying job.. so I'm ready to take the plunge. I'm really excited about it- I decided on the lilac. I was wondering- if I get a Saks credit card can I get a discount? When I signed up w/Bloomies I remember I got 15% off a major purchase. And also would I be able to do it over the phone? I figure it's worth it since it's such an expensive item for me!