question
- Thread starter hunnipoo
- Start date
I wouldn't buy an expensive bag unless I knew I had the funds to pay for it. So, I usually pay with cc at the store and then immediately pay off when bill comes in.
credit card...then pay it off...I feel embarrased with cash in a big amount in a designer boutique for some reason???
I use CC but the car is paid off immediately..I like the points! hehe
No bag is worth being in debt for...I hate that feeling =(
No bag is worth being in debt for...I hate that feeling =(
I never carry large amounts of cash on me, so I always pay by CC, then just pay it in full when the bill comes in.
-i am a student, w/ a part time job, but LOVE bags... and am a bit impatient, too... i know all this talk about paying off in full might dampen your mood, but i would also recommend NOT charging EVERYTHING on your cc -it's a large bulk charge, and you'll be slowly paying it off, and end up paying more for it in the end (because of interest)
since i understand your situation, perhaps i can offer what i do in order to get new bags. since i'm not blessed w/ a large bank account (too many school bills!!) but, i will at least try to save up a good amount $ for the bag i want -anywhere from half to two-thirds the price of the bag. THEN, i will charge the bag, knowing that i can put that bulk amount toward the bag when the initial bill comes. then, i make an allowance for myself that i must pay on the cc bill for 2 or 3 months after that on the remaining amount, as to not let the it recurr on my cc, racking up a bunch of interest.
SORRY, that was quite detailed... hope i got the point across! but having all that cc debt at once is hard to pay off, especially when its around 2000 dollars! good luck!
since i understand your situation, perhaps i can offer what i do in order to get new bags. since i'm not blessed w/ a large bank account (too many school bills!!) but, i will at least try to save up a good amount $ for the bag i want -anywhere from half to two-thirds the price of the bag. THEN, i will charge the bag, knowing that i can put that bulk amount toward the bag when the initial bill comes. then, i make an allowance for myself that i must pay on the cc bill for 2 or 3 months after that on the remaining amount, as to not let the it recurr on my cc, racking up a bunch of interest.
SORRY, that was quite detailed... hope i got the point across! but having all that cc debt at once is hard to pay off, especially when its around 2000 dollars! good luck!