I figure most of you ladies know this-but, did you know that you can get a Paypal debit card that is connected to your Paypal account? I know a lot of people are leery of Paypal and like to transfer the money out of their Paypal account into their checking accounts right away-but, that transfer takes about 2 days! If you have the debit card-you can just go to any ATM and withdraw your money and have it in your hands immediately! it also has a mastercard logo on it-so, you can use the debit card to purchase at any store that takes mastercard. I got my card a couple of weeks ago and it is great!