I am having tons of problems with paypal buyer credit. I have been trying to pay for an item since yesterday and when I click pay with buyer credit, then click pay, a message pops up insufficient funds, which is bogus. Next step, I called paypal buyer credit and they say nothing wrong on their end, must be paypal. So I call paypal and they say nothing wrong on their end, try calling the buyer credit department again. So now its been over 18 hours that I have been trying to pay for an item. Both ends say its not a problem with their system. Ideas? Anyone else having problems? HELP I want my bag to ship today.