I almost fell on the floor laughing... Okay, DH gets a phone call -normally doesn't answer the phone unless he knows who is calling. ...Anyway, he answers this phone and this guy says, "hello, my name is Jason from XXX and we are conducting a survey..." DH response - "ah, okay!" So the guy goes on to ask...a couple of questions and then he asks, how is your driving record for the past 12 months? DH response - "ah, I have had 2 speeding tickets." Rep's response - "okay, anything esle? DH - "yea, let me see...oh yea 2 accidents and 1 drunk driving..." Rep's repsonse - "oh - I am sorry you wouldn't qualify...." OMG...too funny, DH doesn't have ANYTHING on his record....too funny!!!!!